EVERYTHING THEY NEVER TAUGHT YOU
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$
$
$
$
$
$
$
$
$
$
Total Expenses
$3,000.00
Monthly Surplus
$1,000.00
Savings Rate
25.0%
Annual Surplus
$12,000.00
50% Needs Target
$2,000.00
housing+food+transport+utilities
20% Savings Target
$800.00
✅ $1,000.00/mo to allocate. Solid savings rate!